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FIRE DAMAGE CLAIMS

In the aftermath of a fire, properties often suffer from widespread devastation caused by flames, smoke, and heat, resulting in common damage such as structural weakening, smoke and soot infiltration, and personal property loss. Our dedicated team of experts specializes in fire damage claims, committed to helping individuals and ensuring they receive the full and fair compensation they need to rebuild their home. 

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Insurers We Oppose

We have handled claims against a variety of insurance companies, including: ​

  • Lloyd's of London

  • State Farm 

  • Farmer's Insurance

  • USAA 

  • AIUA 

  • SWYFFT

  • All State

  • GeoVera

  • Orion 

  • Alfa 

Adjuster Errors We See

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  • Patching shingles instead of replacing roof

  • Failure to identify hidden damage, particularly with metal roofs and subfloors

  • Painting over damage instead of replacing dry wall

  • Using cheaper materials instead of like kind and quality 

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How We Resolve Claims

  • First, we retain an independent adjuster to prepare an estimate.

  • Then we will present that competing estimate to the insurance company.

  • We negotiate with the adjuster and if the insurance company continues to wrongfully deny coverage, we may file a lawsuit. 

  • Sometimes it is necessary to retain an engineer to act as an expert witness and testify as to causation. 

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Our Claim Results

  • Successfully negotiated settlement to cover the cost of repairs to a home in Mobile, AL. 

  • Recovered damages over 800% of adjuster's estimate during mediator for a condominium complex in Orange Beach, AL. 

  • Won lawsuit for church in Lillian, AL.

  • Recovered policy limits for both house and personal property for a homeowner in Daphne, AL 

HURRICANE DAMAGE FROM OUR PAST CLIENTS

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